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Bank from home with our virtual banking tools

business borrowing

Keep your business and personal expenses separate

Our low-rate, no hassle VISA Credit Card can help you out with your business needs. Get convenience and flexibility when you need it.

Our VISA Credit Cards offer a highly competitive rate as low as 9.99% APR* (OAC*) with an easy application process and a variety of additional benefits which equals less hassle for you. From office supplies and equipment purchases to making hotel and air reservations, a WRCU VISA Credit Card is a great way to track your business expenses.

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  • NO transaction fees on cash advances
  • NO annual fee
  • 25-day grace period on purchases
  • Optional Life, Disability, and involuntary unemployment protection
  • Make payments by mail, visit our office, transfer from your savings or checking account via phone or online with Online Banking
  • Access your account history online with Online Banking
  • MyCardRules App
  • Mobile Wallet (ApplePay, GooglePay, Samsung Pay)
  • MoneyDesktop and MoneyMobile
  • Travel Notes – Contact WRCU to add Travel Notes to your WRCU debit card in the event something goes awry while you’re traveling.
  • WRCU Mobile App
  • Change your Credit Card PIN on the fly – Call (360) 825-4833 ext. 6 option 3 to select your own PIN any time you feel like it.

Access our online banking tools

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Member Visa Card Activation

(360) 825-4833 ext. 6, option 2

Lost/Stolen Visa

(800) 682-6075

WRCU Visa Department during business hours

(360) 825-4833 ext. 6

  • Option 1: Transaction Assistance Line 24/7
  • Option 2: Activate Card
  • Option 3: Select PIN
  • Option 4: Speak to an Account Specialist


  • Option 4: During business hours
  • Option 5: After business hours


Looking for a VISA Debit Card?

It’s a good idea to have a WRCU Visa Debit Card as well as a WRCU Visa Credit Card. If one of the cards is compromised, lost/stolen, damaged, etc., WRCU can transfer funds between the two to cover transactions so you won’t be stuck w/out access to your WRCU funds.

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Use non-WRCU cards to make a WRCU loan payment or deposit

Send check via snail mail to PO Box 35 Enumclaw, WA 98022-0035

Electronic payments

  • Call us at (360) 825-4833 option 6 then 4
  • Recurring payments from another financial institution (free)

One-time payment from another financial institution (fees apply)

VISA debit/credit (fees apply)

Bill Pay

Make a payment at the Credit Union (we love seeing our members!)

Transfer from your White River Credit Union account

Use the form in the May a Payment link below (fees apply)

Make a payment

Loans 24/7

No matter what time of day or night, you can apply for a White River Credit Union Loan and get approval 24/7 using our mobile-friendly online application. You can even get a call back within 15 minutes to ask questions.

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What else should you consider?

Want to know more about credit and your rights as a consumer?

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© 2020 White River Credit Union