As a member and owner of
White River Credit Union

You receive the perks of great rates when it comes to loans for living. We offer a variety of loans with competitive rates and flexible terms. Whether you have your eye on a new car or a techy new gadget, we’ve got an option for you.

 

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VEHICLE LOANS

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MORTGAGE AND HOME EQUITY

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LINES OF CREDIT AND PERSONAL LOANS

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VISA CREDIT CARDS

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Whether you’re looking to buy a new sports utility vehicle, a sensible hybrid or a used car for your teen, we have vehicle loans that will fit your needs. Make your vehicle shopping experience easier by getting pre-approved, so you can focus on getting the most car for your money. For your convenience, WRCU is part of the Credit Union Direct Lending (CUDL AutoSMART) program which means you can complete all the loan paperwork at the dealership. Simply visit their site for an easy way to find the vehicle you want while shopping at home. 

Don’t feel like going to the dealership? Try Auto Solutions. Members can contact Auto Solutions and they will do all the looking for you! Typically Auto Solutions can save you money and they will even deliver your car to WRCU (so cool).

Additionally, we now offer loans for your Uber/Lyft vehicle purchase.

First time car buyer? With our first time car buyer program, hitting the open road in a car of your own doesn’t have to be so intimidating. And with easy financing up to $15,500, you’ll even have money for road trip snacks. You’ll receive a First Time Car Buyer kit to help you get started. This is a great way to help you build your credit.

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What else should you consider?

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HOME EQUITY LOANS

WRCU is currently not offering real estate loans. Due to popular demand, this product filled up quickly. If you are interested in being added to our call list to be notified when our product opens back up, please email us at loans@whiterivercu.com. If you need immediate help with a real estate loan, please contact Dana Meeks at Primary Residential Mortgage, Inc. at (253) 350-4495 or dmeeks@primeres.com.  We look forward to working with you in the future.

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20 & 30 YEAR

MORTGAGE LOANS

WRCU is currently not offering real estate loans. Due to popular demand, this product filled up quickly. If you are interested in being added to our call list to be notified when our product opens back up, please email us at loans@whiterivercu.com. If you need immediate help with a real estate loan, please contact Dana Meeks at Primary Residential Mortgage, Inc. at (253) 350-4495 or dmeeks@primeres.com.  We look forward to working with you in the future.

What else should you consider?

White River Credit Union can help ensure that you have cash available whenever you need it. You can even choose to set up your line of credit to provide overdraft protection for your checking account when you need it. Repayment is easy too. Our Lines of Credit and Signature Loans can help you access additional funds as you pay off the balance with no annual or transfer fees.

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SHARED SECURED LOANS

If you have no credit history, or are looking to rebuild your credit, you may want to consider a Share Secured Loan. Borrow against your White River Credit Union Savings Account and get an exceptional rate, and a flexible term. Continue earning interest on your deposits while you pay off the loan.

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PERSONAL
LOANS

With approval, you have the flexibility to take out a personal loan for almost anything. Use your imagination!

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LINES OF CREDIT

A White River Credit Union Line of Credit gives you the freedom to borrow funds as you need. Whether it’s an emergency situation or unexpected expense, a line of credit is a flexible option that is available to help you with variable costs.

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What else should you consider?

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Convenience & flexibility when you need it
Our VISA Credit Cards offer a highly competitive 9.99% APR* (OAC*) with easy application process and variety of additional benefits which equals less hassle for you.  From everyday purchases and making hotel reservations, to shopping online, a WRCU VISA Credit Card is convenient and reliable.

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Key Benefits

  • NO transaction fees on cash advances
  • NO annual fee
  • 25-day grace period on purchases
  • Optional Credit Life and/or Credit Disability Insurance
  • Make payments by mail, visit our office, transfer from your savings or checking account via phone or online with HomeTeller
  • Access your account history online with HomeTeller
  • Enjoy added security for your online purchases with Verified by Visa

What else should you consider?

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Check out our Loan Calculator for an estimate.
 

DISCLOSURES

  • Annual Percentage Rate
  • Rates are based on approval of credit
  • Rates and terms are subject to change without notice
  • Rates for this product are determined by an evaluation of applicant credit. Your rate may vary from the rate shown.

* Annual Percentage Rate
* OAC – On Approved Credit