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At White River Credit Union, we help one another. "People helping people" is our motto. We’ve been in your neck of the woods for 60 years, and have a stake in seeing this community and its people prosper.


LATEST NEWS

We’re Hiring

Are you a people person? Do you enjoy giving the very best service every time? Then this might be the position for you!

White River Credit Union is looking for a part time (up to 30 hours per week) Member Service Advisor (Teller).

Responsibilities include:
Provide excellent member service, confidentiality and accuracy. Attention to detail required. Must exhibit exceptional service to our membership while performing all monetary transactions and duties within Credit Union guidelines. Recognize member needs for financial services and cross-sell/refer accordingly. Must be a friendly, motivated and positive person who works well as a cooperative team member; and possesses a desire to volunteer and be involved in the local community. Customer service experience required.
Spanish speaking encouraged to apply.

Employment contingent upon a background screen. Please Send Application & Resume to White River Credit Union — Attention: Sadie – PO Box 35 Enumclaw 98022 360-825-4833. Applications available at White River Credit Union, at whiterivercu.com (our forms), or via email request. Closes: 5.1.15

Local Mail Stolen

We have seen an increase in local check fraud. Therefore, please double check your accounts to be sure that checks clear your account for the correct amount and went to who you intended. You can check this by logging into HomeTeller, viewing history, and clicking on the check link to view the check. If you notice any discrepancies, please contact us right away. 360.825.4833

What to Do if You’re Turned Down for a Loan

Getting rejected for a loan can feel like a kick in the teeth. No way around it, rejection is painful.

But a loan rejection may be a gift in disguise. All too often, borrowers get the loan they want and end up wishing they hadn’t because they can’t afford the payments.

Lenders have good reasons for denying loans. With some effort, you can turn your credit situation around so that you get approved for a loan you can afford the next time you apply. Here’s how to get started.

Find out why you were rejected

Upon reading those “We are sorry but …” words in your rejection letter, you may feel the urge to crumple and pitch the letter into the nearest circular file.

Instead, read it, in full. That letter has useful information about the exact reasons for your loan denial. Maybe you’re late on paying bills, or the lender feels you’re already borrowing too much compared to your income.

Get a copy of your credit report

The denial letter also will state which credit bureau the lender used in making the loan decision. And it will tell you how to contact the agency to obtain a free copy of your credit report. Get a copy and check it over closely.

What to do if you find errors

Mistakes are not uncommon. If you find any errors on your report, contact the credit bureau. Ask that a corrected copy be sent to any lender that recently received the inaccurate report. Check for errors in your report at the other two bureaus, too.

Get expert help

Start by talking with the folks at your credit union. Someone there may be able to work with you to devise a credit repair plan, or you may get a referral to a free or low-cost outside counseling resource. You’ll be on your way to getting a “yes” on your next loan request.

5 Biggest Auto Trends in 2015

From new models to important redesigns, shoppers will find some fresh choices among the 2015 fleet of new vehicles. Here are five of the most notable trends.

Very small SUVs hit the market

Two new entries have entered the coming sales race among subcompact SUVs. This year the Honda HR-V and Mazda CX-3 will join the Jeep Renegade and the Chevrolet Trax in this booming category. Call them mini-SUVs or small crossovers, the competitors all have similar dimensions to subcompact cars, only with bigger hauling capacity. These vehicles are smaller than compact SUVs like the Honda CR-V, Toyota RAV4, and Ford Escape.

Manufacturers believe young buyers—and maybe downsizing baby boomers—will be attracted to an easy-to-park, more affordable small SUV that still can haul a reasonable amount of stuff. These very small SUVs will have base models that start near—or even under $20,000.

Ford pickup goes on a weight loss plan

In redesigning the best-selling vehicle in America, Ford has taken a bold step. It has saved 700 pounds by switching to aluminum for the body and bed of the 2015 F-series pickup. That will mean a gain in fuel economy, which the company has not yet announced but has suggested could approach 30 mpg on the highway.

Truck buyers may be skeptical of the toughness of aluminum, but Ford will be pitching to them that the new F-150 can carry more and tow more than its predecessor.

GM moves ahead toward connected cars

General Motors 2015 vehicles are introducing new technology that can make your car a rolling WiFi hot spot. But this new technology also represents one step toward cars that send and receive data more quickly and, eventually, to the remote fixing of problems.

The extra speed will allow features like traffic updates to operate better, notes Joe Wiesenfelder of cars.com. “Eventually, it will allow manufacturers to update their operating systems wirelessly,” he adds—noting that only Tesla can do this now. It would mean, for instance, if software needed to be updated in a recall, it could be done without going into the dealership.

New luxury hybrids appear

Lexus is bringing out a new model, the hybrid small SUV NX300h, which also will come in a regular gasoline version. And the Mercedes-Benz C-Class will introduce a plug-in hybrid version. This follows some 2014 luxury introductions such as the BMW i3, which comes both in hybrid and all-electric versions.

Safety features’ progress continues toward self-driving cars

New safety features in 2015 cars represent a small step toward the driverless car.
Nissan and General Motors both have said they could produce an “autonomous car” by the end of the decade. And Google continues its intense research on the subject with instructions from its executives to get results within five years.  Much of the technology involved—including video cameras and radar sensors—already is installed in some cars as a part of safety features like lane departure warning and collision warning.

That evolution takes another step this year as mainstream models, like the 2015 Honda CR-V, begin adding self-correcting driving features. Karl Brauer of Kelley Blue Book notes that the 2015 Ford F-150 offers autonomous cruise control, allowing it to automatically maintain a safe distance from the vehicles ahead of it.

Talk to a White River Credit Union loan officer about a car loan for these and other new models.

Scholarship Available

White River Credit Union welcomes any graduating White River High School or Enumclaw High School student to apply for the White River Credit Union Linda Kleppe-Olson Scholarship. Apply online at www.TheWashBoard.org. Applications due April 2015.

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