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personal banking

We’ll propel you towards your financial goals

Our Classic account option is a perfect starting place for new members. Your White River Credit Union savings account makes you a part of our Credit Union. It represents your ownership of White River Credit Union and qualifies you for all the benefits of membership.

Our Rates

Package includes

  • Savings
  • Checking
  • VISA Debit Card
  • Save for Something Savings
  • Overdraft Protection (ODP)
  • Online Banking Access
  • Mobile Check Deposit
  • Online catalog of checkbooks

*By clicking the check ordering link above you are leaving White River Credit Union’s website. White River Credit Union’s website contains links to sources outside the credit union that we believe are useful to visitors and members. Once you are linked to another site, you are subject to the privacy policy and terms of use of the new site. White River Credit Union is not responsible for the availability or content of this site and we do not represent any parties if a transaction is entered into.

Package benefits

  • FREE eAlerts to your mobile phone or email
  • FREE Member Seminars
  • Online Resources
  • Virtual Banking Tools

Access our online banking tools

View all

Included services

Direct Deposit

Take the hassle out of payday by having your paycheck automatically deposited into your White River Credit Union account. If you are receiving Social Security or other regular deposits, they can also be automatically inserted into your account through Direct Deposit.

For Direct Deposit into your WRCU account, you will need:

  • WRCU Routing Number: 325180401
  • Your WRCU Account Number (must be in 12 digit format)
  • Please call (360) 825-4833 ext. 6 option 4 for assistance

Key Benefits

  • Paychecks deposited automatically to your account
  • Deposits are made even if you’re out of town
  • Payroll deduction

Automatic Transfers

Have your money transferred automatically, you choose the amount and time.

Minimum balance & fees

minimum opening balance


monthly service charge


It’s easy to get started!

Open an account

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