Member assistance program

business banking

No fee option for your business

Our Small Business Checking account offers no minimum balance or monthly service fees.

Our Rates

Business types and requirements

Sole Proprietor

If opening with EIN

  • Employer Identification Number (EIN) from IRS
  • Copy of Washington State Business License with UBI number
  • Physical address of business and/or each account signer

If opening with SSN

  • Social Security Number (SSN)
  • Copy of Washington State Business License with UBI number
  • Physical address of business and/or each account signer

Partnership

  • Copy of Partnership Agreement
  • Employer Identification Number (EIN) from IRS
  • Copy of Washington State Business License with UBI number
  • Physical address of business

Corporation

  • Copy of Articles of Incorporation/Corporate Resolution
  • Employer Identification Number (EIN) from IRS
  • Copy of Washington State Business License with UBI number
  • Physical address of business

Limited Liability Company

  • Limited Liability Company Operating Agreement
  • Employer Identification Number (EIN) from IRS
  • Copy of Washington State Business License with UBI number
  • Physical address of business

Non-Profit Organization

  • Articles of Incorporation/Corporate Resolution
  • Employer Identification Number (EIN) from IRS
  • Copy of Washington State Business License with UBI number
  • Physical address of business

Association / Club

  • Organization’s meeting minutes authorizing the signers
  • Organization’s Employer Identification Number (EIN) or Social Security Number (SSN)
  • If using a SSN, account may be set up as a non-dividend/interest bearing account
  • Copy of Washington State Business License with UBI number
  • Physical address of business

Minimum balance & fees

minimum opening balance

$0

monthly service charge

$0.00

monthly check/deposit limit

0-25$0.15 each additional

dividend paid

No

small business banking

Compare accounts

Small Business Checking

minimum balance

$0

minimum balance

monthly service fee

$0

monthly checks/ deposit limits

0-25

$0.15 each additional

dividend paid

No

Open Account

Basic Business
Checking

minimum balance

$200

to waive monthly fee

monthly service fee

$3

monthly checks/ deposit limits

Up to 100

$0.15 each additional

dividend paid

No

Learn More

Business Interest
Checking

minimum balance

$2,000

to earn dividends

monthly service fee

$10

monthly checks/ deposit limits

Up to 300

$0.15 each additional

dividend paid

Yes

Learn More

Business
Savings

minimum balance

$25

minimum balance

monthly service fee

N/A

monthly checks/ deposit limits

N/A

not applicable

dividend paid

Yes

Learn More

Market
Savings

minimum balance

$2,500

to earn dividends

monthly service fee

N/A

monthly checks/ deposit limits

N/A

not applicable

dividend paid

Yes

Learn More

© 2020 White River Credit Union

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