Member assistance program


The tooth fairy called and wants his cash back. Using your credit card responsibly helps build your credit, protects your purchases, and is oh so convenient!

Convenience & flexibility when you need it

Our VISA Credit Cards offer a highly competitive 9.99% APR* (OAC*) with easy application process and a variety of additional benefits which equals less hassle for you. From everyday purchases and making hotel reservations, to shopping online, a WRCU VISA Credit Card is convenient and reliable.

    • NO transaction fees on cash advances
    • NO annual fee
    • 25-day grace period on purchases
    • Optional Life, Disability, and involuntary unemployment protection
    • Make payments by mail, visit our office, transfer from your savings or checking account via phone or online with HomeTeller
    • Access your account history online with HomeTeller
    • MyCardRules App – You decide when, where and who uses your cards. Customize your notifications and alterts so you know instantly when your card is used. Download from your App Store.
    • Mobile Wallet (ApplePay, GooglePay, Samsung Pay) – The most secure way to pay and your card number is never stored on your device.
    • MoneyDesktop and MoneyMobile  – Track all of your accounts in one location, set up a budget, and set goals. Log in to HomeTeller and select “MoneyDesktop” to get started.
      Travel Notes – Contact WRCU to add Travel Notes to your WRCU debit card in the event something goes awry while you’re traveling.
    • WRCU Mobile App – Access your account and cards right from your phone.
    • After Hours Credit Card Support – Out and about and can’t figure out why your card is not working? You can call 1-888-526-0404 24/7 to help you figure it out!
    • Change your Credit Card PIN on the fly – Call 1-877-746-6746 24/7 to select your own PIN any time you feel like it.
    • Member Visa Card Activation 1-800-411-6390
    • Lost/Stolen Visa 1-800-682-6075
    • WRCU Visa Department during business hours: 360-825-4833 x6

Looking for a VISA Debit Card?

Check here


Want to know more about credit and your rights as a consumer?


© 2020 White River Credit Union