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personal borrowing

Leave your cash at home

Your WRCU VISA Credit Card is a convenient and reliable option for everyday purchases as well as those times when you want to kick it up a notch (new treadmill!) or for the unexpected (car repairs).

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Convenience and flexibility

Our VISA Credit Cards offer a highly competitive rate as low as 9.99% APR* (OAC*) with an easy application process and a variety of additional benefits which equals less hassle for you. From everyday purchases and making hotel reservations, to shopping online, a WRCU VISA Credit Card is convenient and reliable.

*Annual Percentage Rate | On Approved Credit

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  • NO transaction fees on cash advances
  • NO annual fee
  • 25-day grace period on purchases
  • Optional Life, Disability, and involuntary unemployment protection
  • Make payments by mail, visit our office, transfer from your savings or checking account via phone or online with Online Banking
  • Access your account history online with Online Banking
  • MyCardRules App
  • Mobile Wallet (ApplePay, GooglePay, Samsung Pay)
  • MoneyDesktop and MoneyMobile
  • Travel Notes – Contact WRCU to add Travel Notes to your WRCU debit card in the event something goes awry while you’re traveling.
  • WRCU Mobile App
  • Change your Credit Card PIN on the fly – Call 1-360-825-4833 x6 to select your own PIN any time you feel like it.

Access our online banking tools

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WRCU VISA department

1-360-825-4833 ext. 6

  • Transaction Assistance Line 24/7
  • Activate Card
  • Select PIN
  • Speak to an Account Specialist
  • Lost/Stolen Card

Looking for a VISA Debit Card?

It’s a good idea to have a WRCU VISA Debit Card as well as a WRCU VISA Credit Card. If one of the cards is compromised, lost/stolen, damaged, etc., WRCU can transfer funds between the two to cover transactions so you won’t be stuck without access to your WRCU funds.

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Use non-WRCU cards to make a WRCU loan payment or deposit

Send check via snail mail to PO Box 35 Enumclaw, WA 98022-0035

Electronic payments

  • Call us at (360) 825-4833 option 6
  • Recurring payments from another financial institution (free)

One-time payment from another financial institution (fees apply)

VISA Debit/Credit (fees apply)

Bill Pay

Make a payment at the Credit Union (we love seeing our members!)

Transfer from your White River Credit Union account

Use the form in the Make a Payment link below (fees apply)

Make a payment

Loans 24/7

No matter what time of day or night, you can apply for a White River Credit Union Loan and get approval 24/7 using our mobile-friendly online application. You can even get a call back within 15 minutes to ask questions.

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Book an appointment

When you’re ready to get started, we’re here to help. Our team has your back to answer your questions and assist you from start to finish.

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What else should you consider?

Want to know more about credit and your rights as a consumer?

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© 2020 White River Credit Union