Equifax Data Breach: What you should know

By September 14, 2017BLOG, Identity theft, News

The Equifax breach exposed the personal information of about 143 million US consumers.

The Equifax data breach exposed names, Social Security numbers, birth dates, and other personal data. A breach this large has the potential to include many White River Credit Union members and we’re here to help in any way we can. Below are some steps you can take, specific to this incident, and others that are good practice in general.

Breach Steps

  • Keep up on the latest breach-related news and instructions from Equifax. Click here for the Equifax website.
  • Sign up for the credit monitoring service, if you are not already protected. Consider layering protection, even if you are currently subscribed to a monitoring service.
  • Consider applying a credit freeze with all three reporting agencies. Click here for the Federal Trade Commission credit freeze FAQs.

General Good Practices

  • Review your credit report annually, at no cost, and without impact to your credit score. Click here to order your annual credit report.
  • Monitor your active accounts with your existing financial institutions for fraudulent activity, such as new loans.
  • Educate yourself about current threats to consumers. The Federal Trade Commission (FTC) provides helpful information. Click here for the FTC website.
  • Practice good online habits by learning good password hygiene, how to verify websites, and how to ensure secure connections while using websites.
  • Stay aware! Scammers often use breaking news stories, such as this, as opportunities to scam individuals even further. Verify phone calls and watch out for phishing emails.